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Pet Health Insurance
Many people do not realize that there is pet health insurance!
Check out this website for more information on pet health insurance : PetInsuranceZone.com
The companies that provide pet health insurance offer coverage for routine health maintenance (vaccination, spay or neuter, bloodwork, dentals) as well as major medical policies (for diseases, accidents, cancer). Coverage is often quite reasonable ($10-$15 per month) depending on the age of your pet. Each company has a different deductible ranging from $40 to $200).
It is best to get pet health insurance when your pet is young and does not have any pre-existing medical conditions. Pre- existing medical conditions may not be covered. Many companies also have certain conditions that are considered genetic and will not be covered (for example hip dysplasia in a labrador retriever). Be sure to ask the company you are interested in if there are any conditions not covered for your dog or cat's breed.
Health insurance often comes in handy when accidents occur. If your pet requires an extensive medical work up, repair of a fracture, or treatment for cancer it is nice to know that you don't have to worry about the cost.
There are several companies providing pet health insurance (most of our clients have chosen VPI Pet Insurance):
Click here to see a side-by-side comparison grid of the companies, their policies offered, and costs.
Trupanion (800) 569-7913 www.trupanion.com
- Trupanion has 1 simple plan, 90% coverage, and no limits. They also cover hereditary and congenital conditions. This is a company to check out!
VPI Pet Insurance (888) 899-4874 www.petinsurance.com
- low deductibles, excellent
PurinaCare Pet Health Insurance (877) 878-7462 www.purinacare.com
- a new company that seems to have great plans and be more willing to cover conditions that other companies classify as congenital.
- no direct experience with this company yet but the plans look very promising and I think this would be a good choice!
Pets Best (877) 738-7237 www.petsbest.com
- higher deductibles ($75.00 to $200), excellent coverage, worth checking into
ASPCA Pet Health Insurance (866) 861-9092 www.aspcapetinsurance.com
- $100 deductible, excellent coverage, excellent reimbursement amounts
Pet Care Pet Insurance Program (866) 275-7387 www.petcareinsurance.com
Pets Health Care Plan (800) 807-6724 www.petshealthplan.com
PetFirst Health Care (866) 937-7387 www.petfirsthealthcare.com
Direct Pet Health (214) 682-1355 www.directpethealth.com
Premier Pet Insurance (877) 774-4671 www.ppins.com
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