Pet Health Insurance

Many people do not realize that there is pet health insurance! 

The companies that provide pet health insurance offer coverage for routine health maintenance (vaccination, spay or neuter, bloodwork, dentals) as well as major medical policies (for diseases, accidents, cancer). Coverage is often quite reasonable ($10-$15 per month) depending on the age of your pet.  Each company has a different deductible ranging from $40 to $200).

It is best to get pet health insurance when your pet is young and does not have any pre-existing medical conditions.  Pre- existing medical conditions may not be covered. Many companies also have certain conditions that are considered genetic and will not be covered (for example hip dysplasia in a labrador retriever). Be sure to ask the company you are interested in if there are any conditions not covered for your dog or cat's breed.

Health insurance often comes in handy when accidents occur. If your pet requires an extensive medical work up, repair of a fracture, or treatment for cancer it is nice to know that you don't have to worry about the cost.

There are several companies providing pet health insurance (most of our clients have chosen VPI Pet Insurance):

Click here to see a side-by-side comparison grid of the companies, their policies offered, and costs.

VPI Pet Insurance (888) 899-4874   www.petinsurance.com
 - low deductibles, excellent

PurinaCare Pet Health Insurance   (877) 878-7462    www.purinacare.com
- a new company that seems to have great plans and be more willing to cover conditions that other companies classify as congenital.
- no direct experience with this company yet but the plans look very promising and I think this would be a good choice!

Pets Best (877) 738-7237  www.petsbest.com
- higher deductibles ($75.00 to $200), excellent coverage, worth checking into

ASPCA Pet Health Insurance (866) 861-9092  www.aspcapetinsurance.com
 - $100 deductible, excellent coverage, excellent reimbursement amounts

Pet Care Pet Insurance Program (866) 275-7387  www.petcareinsurance.com

Pets Health Care Plan (800) 807-6724  www.petshealthplan.com

PetFirst Health Care (866) 937-7387   www.petfirsthealthcare.com

Direct Pet Health (214) 682-1355   www.directpethealth.com

Premier Pet Insurance (877) 774-4671 www.ppins.com

Trupanion (800) 569-7913  www.trupanion.com